加拿大放宽海外买家禁令!(三月更新)

  • 2023年起加拿大禁外国人买房2年
  • 修正案于2023年3月27日生效。

部长宣布了以下修正案:

允许更多持工签人士在加拿大工作期间购买住房居住。

修正案将允许持有工作许可证或根据移民和难民保护条例获授权在加拿大工作的人购买住宅物业。如果持有人的工作许可证在购买时还有183天或以上的有效期,并且他们没有购买超过一套住宅物业,就有资格买房。废除有关税务申报和在加拿大工作经验的规定。

The original work permit exception required that a purchaser to have worked in Canada and filed tax returns for three out of the four previous years. Now this exception only requires that at least 183 days of validity remains on the work permit or work authorization, and the purchaser has not purchased more than one residential property. (Cited

修正案于2023年3月27日生效

废除现有条款,使禁令不适用于空置土地。

废除条例的第3(2)条,禁令不适用于所有被划分为住宅和混合用途的土地。现在非加拿大人可以购买用于住宅和混合用途的空置土地,购买者可以将其用于任何目的,包括住宅开发。

出于开发目的的例外。

这一例外允许非加拿大人以开发为目的购买住宅。修正案还将目前适用于该法项下上市公司的例外情况扩大到根据加拿大或省的法律成立并由非加拿大人控制的上市实体。

将公司外资控制的门槛从3%提高到10%。

出于禁止的目的,对于根据加拿大或省的法律成立并由非加拿大人控制的私人控股公司或私人控股实体,控制门槛已从3%提高到10%。这与《未充分利用住房税法》中“特定的加拿大公司”的定义是一致的。

部长表示“为了给新移民和寻求为加拿大做出贡献的企业提供更大的灵活性,加拿大政府正在对该法案的条例进行重要修改。这些修正案将允许新移民通过拥有住房在加拿大扎根,允许企业通过增加加拿大城市的住房供应来创造就业机会和建造住房。这些修正案在确保住房用于居住在加拿大的人,而不是外国投资者的投机性投资方面取得了正确的平衡。”

While the foreign buyer ban was originally created with individual Canadians and the resale market in mind, a less-discussed aspect of the ban was its effect on the development industry, particularly with the legislation deeming an entity as foreign if non-Canadians owned 3% or more of it.

Cited from : Government of Canada Introduces Amendments to Foreign Buyer Ban (storeys.com)

In the short months since the ban came into effect on January 1, this 3% has been repeatedly cited by developers as overly-restrictive, specifically for real estate investment trusts (REITs). With the amendment, the maximum amount of non-Canadian control in a REIT subject to the foreign buyer ban is now 10%.

According to a CMHC FAQ, “development” does not include “the mere purpose of leasing or renting the property out to tenants or otherwise managing it as a rental property as part of its portfolio.” Repairs, renovations, and remodeling also do not count as “development,” but the CMHC notes that some expansions or remodels that are “tantamount to the construction of a new building or a change of use” — such as one that would create a new residential property — do, and will now be allowed.

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