- 如果order家具或者搬家，delivery 公司的卡车或者是搬家公司的卡车撞坏了车库门， 管理公司索赔价格通常会超过10，000CAD。 一笔不小的开支。
- 如果自己开车或者自己的visitor 开车进出车库，在车库门没有完全开启的情况下撞坏了车库门，这里不但涉及到车库门的损坏赔偿。还得看车的损坏程度大小。
Ontario drivers have responsibilities when operating a vehicle. In Ontario drivers are required to have vehicle insurance and are responsible to report accidents to the Police or at a Collision Reporting Centre when the damage is over $1000. Collisions on private property such as the condominium are no different. The police need to be notified if there are injures or damages in excess of $1000 or damages to private property, such as the garage door. It’s not uncommon for vehicle owners to try and avoid calling their insurance companies, as there may be a deductible cost or a rate increase.
通常在低于1000CAD的损失赔偿情况下， 有的时候车主会选择不由保险公司赔付，自己先垫付
但如果损失超过1000CAD， 通常车主会选择报保险公司。保险公司通常会判断这个损失是否由保险赔付。如果由保险赔付，那么保险公司的律师团队会和管理处进行交涉。
Contact your car insurance. They have lawyers who will probably try to get the condo association to pay。
通常报保险公司，需要提供现场的相关信息。
- document the event with an incident report and to obtain any other items which may help identify if the door failed or if it was driver error.
- You can gather pictures, video tapes, garage/fob transmitter reports, security guard reports, and so on.
- It is also recommended at the time of the accident or when reported that the door be inspected by the door contractor, and a report be prepared.
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